Avalanche vs. Snowball,
side by side.

Enter your Canadian debts. Drag the sliders. Watch both strategies update in real time: projected payoff dates, total interest, and the running balance, in CAD.

Your Numbers · CAD

Every debt, every rate.
One live projection.

Debt Name Balance (CAD) Rate % Min. Payment

Maximum 8 debts reached for this calculator.

Extra Per Month

$200

$0$1,500

Starting Month

Starting Year

Real Canadian rates, real CAD numbers. Same engine as the Debt Destroyer Pro spreadsheet, extended to compare two strategies side by side.

Live Projection · Updates as you type

⛰

Your Winner

Avalanche

Calculating…

Avalanche

Winner

—

— months

Interest paid—

Total paid—

Snowball

Winner

—

— months

Interest paid—

Total paid—

Running Balance Over Time

Avalanche Snowball

Months to debt-free — months saved

Avalanche

—

Snowball

—

Total interest paid — saved

Avalanche

—

Snowball

—

Avalanche · Payoff Order

Snowball · Payoff Order

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Not financial advice. This calculator is for educational purposes only. Results are projections based on the inputs you provide and assume consistent monthly payments. Actual results will vary. For complex debt situations, consult a licensed credit counsellor. WillStreet is an educational publisher and is not a licensed financial advisor. Full disclaimer →